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Anwar, A. P. and Mohd Najwadi, Y. and Mohd Thas Thaker, M. A. and Amin, M. and Mohd Thas Thaker, Hassanudin * and Ahmad, K. (2019) Rejuvenate Waqf into cost saving method: Proposing AAP model. In: 5th Islamic Finance Conference: Islamic Banking and Insurance in the Era of Digital Transformation, Effat University, Kingdom of Saudi Arabia. (Unpublished)