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Hanudin Amin, and Baba, Ricardo and Mohd Zulkifli Muhammad, (2007) An analysis of mobile banking acceptance by Malaysian customers. Sunway Academic Journal, 4. pp. 1-12.

Hanudin Amin, and Mohammad Rizal Abdul Hamid Suddin Lada, (2008) An empirical investigation of the SMS Exam Result Query System Model (SERQSM) in Malaysia : the case of Universiti Malaysia Sabah. Sunway Academic Journal, 5. pp. 1-18.

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